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Editor’s Note: With the recent rise of “shared economy” businesses such as Uber, Airbnb and Etsy, “micro-entrepreneurships” are emerging as viable alternatives for older Americans to supplement their incomes.
“Starting a business may sound like a risky investment of capital, but it does not have to be. A “micro-enterprise” – or side-gigging – can help retirees generate supplemental income without putting capital at risk and perhaps even enough to stall filing for Social Security or ease the pressure for drawdowns from retirement portfolios….
…Micro-entrepreneurship certainly offers a path around the age discrimination that older workers face. In an AARP study released earlier this year, more than half of older workers who lost jobs during the Great Recession said age discrimination had a significant impact on their ability to find new work. But in the gig economy, if you can get the job done, no one cares about your age.”